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Chamber and committees

Official Report: search what was said in Parliament

The Official Report is a written record of public meetings of the Parliament and committees.  

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Dates of parliamentary sessions
  1. Session 1: 12 May 1999 to 31 March 2003
  2. Session 2: 7 May 2003 to 2 April 2007
  3. Session 3: 9 May 2007 to 22 March 2011
  4. Session 4: 11 May 2011 to 23 March 2016
  5. Session 5: 12 May 2016 to 5 May 2021
  6. Current session: 12 May 2021 to 26 June 2025
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Displaying 1696 contributions

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Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 27 September 2023

Claire Baker

Thank you. Murdo Fraser mentioned minimal asset process bankruptcy and the reduction in the time limit for that as another policy area we may want to explore. Another area that has been raised with the committee is bank arrestments. The protected balance for bank arrestments went up to £1,000. It is proposed that the protected balance for wage arrestments should also go up to £1,000. Does Edinburgh want to comment on the impact that the changes to the bank arrestment made and whether, if there is a case that wage arrestments should be increased to £1,000 you would support that?

Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 27 September 2023

Claire Baker

I do not know whether the sheriff officers have a view on that. I understand that around £550 is protected for wages arrestment. For banks, it is £1,000.

Economy and Fair Work Committee

Skills Delivery Landscape

Meeting date: 27 September 2023

Claire Baker

Kevin Stewart, would you like to ask a question?

Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 27 September 2023

Claire Baker

We will come to the City of Edinburgh Council first. In replying to Mr Smyth’s question, could you address how you would deal with a debtor who had mental health problems at the moment?

Economy and Fair Work Committee

Skills Delivery Landscape

Meeting date: 27 September 2023

Claire Baker

Thank you. I recognise that the report made a point of saying that it is not a rear-view mirror—it is not an appraisal of past performance—but you mentioned significant critiques of the system and a real need for cultural reform and big structural reform. Are those reforms overdue? Has there been a lack of direction and leadership from the Government or other agencies? It is a critical report and the structural reforms that are outlined are fairly significant. Are those overdue? Has there been a lack of attention from the Government in those areas?

Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 27 September 2023

Claire Baker

Would local authorities tend to put in a lot of requests at the same time? The banks spoke about the volume of work that that would create because they get bulk applications.

Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 27 September 2023

Claire Baker

That is helpful. As a supplementary question to that, is going through a collection agency a successful process? If you are dealing with people who have resources in the bank, is it a useful tool?

Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 27 September 2023

Claire Baker

I think that the proposal is that someone would have to be in receipt of treatment. That is why the choice is whether to restrict access to the moratorium, because of the difficulty of defining who should get it.

Roderick Macpherson, do you want to add anything?

Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 27 September 2023

Claire Baker

Thank you very much to the witnesses. I will briefly suspend the meeting while we change over the panel.

10:25 Meeting suspended.  

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Economy and Fair Work Committee

Skills Delivery Landscape

Meeting date: 27 September 2023

Claire Baker

Our next item of business is an evidence session on the independent review of the skills delivery landscape report by James Withers. I welcome James Withers to the committee. I would be grateful if members and the witness could be as concise as possible with questions and answers.

The report was published in June. How do you feel about the Government’s response to the report and will you update us on whether there were any discussions with the Government over the summer about implementation?